PCP vs HP vs cash calculator

Illustrative monthly maths for cash, hire purchase and PCP using your deposit, APR, term and balloon.

Illustrative maths only — not a quote. Deposit, APR, term, annual mileage and balloon (GFV) are yours to enter. Confirm live terms with Tesla Finance / your broker. Independent fan site.

Inputs

Cash / OTR price£ Deposit£ APR% Termmonths Balloon / GFV (PCP)£ Assumed miles/yearmi

Results

Route	Monthly	Total paid (term)	Notes

Also see PCP vs HP vs lease vs cash and price & PCP hub.

Sources

Standard amortising loan / PCP balloon formula (illustrative)
PCP explainer
Confirm live Tesla Finance rates on tesla.com / your broker