EV insurance snapshot
Published comparison-site averages for UK electric cars — not a personal quote, and not numbers we invented.
Read this first. Your premium depends on age, postcode, NCD, job, parking and trim. The tables below are published medians / averages from comparison sites for policies they sold or quoted in a stated window. Use them to sanity-check headlines, then get your own quotes from the links at the bottom.
MoneySuperMarket Electric Car Insurance Index 2026
Policies taken out via MoneySuperMarket, 1 Jan–5 May 2026 · ≥100 sales per model · EV only · main driver with full UK licence. Retrieved for this site on 2026-11-05 from the Index page.
Ten most expensive EVs (annual)
| # | Model | Avg annual |
|---|---|---|
| 1 | Jaguar I-Pace 400 SE | £921.59 |
| 2 | Tesla Model Y Long Range AWD | £895.76 |
| 3 | Tesla Model Y Standard Range | £878.14 |
| 4 | Mercedes-Benz EQC 400 AMG Line Premium Plus | £872.09 |
| 5 | Tesla Model 3 Standard Range Plus | £868.37 |
| 6 | BYD Seal Excellence | £853.55 |
| 7 | Audi E-Tron Technik Quattro 50 | £838.32 |
| 8 | Leapmotor C10 | £825.77 |
| 9 | Tesla Model 3 Long Range AWD | £801.74 |
| 10 | Tesla Model 3 Performance | £799.29 |
Ten cheapest EVs (annual)
| # | Model | Avg annual |
|---|---|---|
| 1 | Renault R5 | £417.64 |
| 2 | MINI Cooper S Level 2 | £445.58 |
| 3 | Volkswagen ID.3 Life 204 | £477.81 |
| 4 | MINI Cooper S Level 3 | £486.05 |
| 5 | Nissan Leaf Tekna | £487.85 |
| 6 | Kia Niro 3 | £507.68 |
| 7 | Nissan Leaf E+ Tekna | £515.85 |
| 8 | Vauxhall Frontera | £532.75 |
| 9 | Ford Puma | £538.24 |
| 10 | Nissan Qashqai e-Power Tekna | £541.89 |
Median comprehensive price by fuel (MSM)
Median annual comprehensive price paid via MoneySuperMarket (footnote [1] on the Index page) — different window from the model top-10 tables. Period: July–September 2026.
£547Electric
£528Diesel
£503Petrol
Confused.com — selected Tesla averages
Different source and window (September–November 2025) — do not blend with the MoneySuperMarket tables. From Confused.com Tesla insurance.
| Model | Average price |
|---|---|
| Model 3 Long Range | £845 |
| Model Y | £804 |
| Model Y Long Range | £876 |
| Model 3 Performance | £844 |
| Model 3 | £812 |
| Model S 75D | £1,473 |
Get your own quote
We do not broker insurance and we do not store quote forms. Compare on a regulated site:
Sources & limits
- MoneySuperMarket Electric Car Insurance Index 2026 — Median annual comprehensive premiums for policies taken out via MoneySuperMarket; minimum 100 sales per vehicle; EV-only; main driver with full UK licence (Consumer intelligence data). These are prices paid through one comparison site — not a personal quote.
- Confused.com Tesla insurance averages — Confused.com published averages for selected Tesla models (as of their July 2026 page note). Different window and methodology from MoneySuperMarket — do not blend.
- Fuel-type medians on the Index page use a later window (July–September 2026) than the model top-10 tables; both are MoneySuperMarket’s figures, cited separately on purpose.
- Independent fan site — not affiliated with Tesla, Inc. or any insurer / comparison site.